REMINDERS FOR BUYERS
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WHAT HAPPENS AFTER SIGNING?
- The loan documents are returned to your lender for review. Once the lender authorizes us to close escrow, we will contact you or your agent with the good news.
WHAT WILL I GET IN THE MAIL AFTER CLOSING?
- You will receive your final Settlement Statement - be sure to keep it for tax purposes. You will also receive a title policy and recorded deed showing your ownership. Finally, you will receive an information package from your new lender.
WHEN DO I GET MY KEYS?
- Your real estate professional will handle the key exchange. It typically happens once your lender allows us to record the transaction.
HOW DO I MAKE MY FIRST PAYMENT?
- You should have received a temporary payment coupon with your loan documents at the signing - you may need to use it to make your first payment. Within a few weeks, you should receive coupons /statements directly from your lender.
UTILITIES
- You will need to contact the utility company to transfer utilities into your name before you move in. The seller’s final utility bill is not handled through escrow; you must address the transfer directly with the utility company and the seller so that you are not billed for those services.
Congratulations - You are a new homeowner! We appreciate working with you. Please feel free to call us with any questions.

Securing Your Investment How Home Services Title Prioritizes Protection, Education, and Seamless Closings: Since opening our doors in 2002, Home Services Title, LLC has proudly served as Dayton, Ohio’s trusted title company—built on a foundation of integrity, innovation, and an unwavering commitment to our clients. As the real estate landscape evolves, so do the challenges. Today, more than ever, title companies must take a proactive stance in protecting the integrity of every transaction. That’s why at Home Services Title, we've placed security, education, and service at the heart of everything we do.