Home Title Frequently Asked Questions

Instruct your buyer and/or their loan officer to send the order to us via fax, our website, or by phone.

The maximum amount of a personal check is $1000. Only 1 personal check can be accepted on a buyer's behalf.

NO! Our policy requires certified funds for any amount owed at closing by a SELLER.

YES. Acceptable forms of good funds can be money orders, certified checks, cashier's checks, official checks, credit union checks, or wires.

YES. Not to exceed $9,999.99.

If a lender is financing the transaction, typically, their answer is NO.

If the check for repairs can't be cut directly to a 3rd party (contractor), it is best for these scenarios to be handled outside of our closing. We look at these requests on a case-by-case basis. NO on 100% financing (conventional or VA).

NO! Whoever is paying for the title insurance gets to choose the title company.

The corporate office receptionist can direct your call if you tell her your need(s). All of our staff are posted on our website with their job descriptions and photos.

I've just listed a CONDO; what extra information will be needed for closing?

When listing a condo or a property with a Home Owners Association (HOA), please ask the seller who manages the HOA and get a phone number. A letter stating the current status of the dues is required, as well as a copy of a master insurance policy certificate for our property.

YES! The spouse will need to sign the deed over to the new buyer at closing, conveying her dower interest to the new owner.

YES! The spouse will need to sign the mortgage document (and some other miscellaneous documents) in order to mortgage her dower interest in the property.

YES! It's a requirement of any FHA and VA loan to have an original termite report that is less than 90 days old at closing.

YES! Please get social security numbers for your sellers at the listing appointment. These are most often needed in order to request and obtain payoff quotes on their current mortgage(s).

• A General Warranty Deed conveys marketable title and all the grantor's rights, title, and interest to the grantees.
• A Limited Warranty Deed conveys marketable title from the grantor and that he/she does warrant and will defend the same to the grantee. He/she has made NO promises as the former owner of the property.
• A Quit-Claim Deed conveys whatever interest a grantor has to the grantee. He/she makes NO representations as to the title.

Home Services Title offers Remote Online Notary services.  We simply need the Sellers email and phone number. Our scheduling team will facilitate a time convenient to log in and sign with one of our certified closers. We can also arrange for a Remote Notary to execute seller documents in person at a location and time that is convenient.