OWNERS TITLE INSURANCE, WHY?
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Protect YOUR Investment
You ensure everything else valuable to you - your life, car, health, etc., why not your largest investment? For a one-time fee, owner's title insurance protects your property rights from unforeseen legal and financial title discrepancies for as long as you or your heirs own your home.
WHICH POLICY IS RIGHT FOR ME
An Owner's Policy offers basic coverage, while an Enhanced Policy costing 15% more, provides expanded coverage. The amount of coverage offered on the property increases over time as the value of the property goes up. (10% per year for the first 5 years)
STANDARD
- Coverage against common title defects including
- Undisclosed heirs
- Mistakes in recording
- Errors in tax records
- Someone claiming ownership interest
- Forgery or impersonation
- Someone having the right to limit your use of the land
- Erroneous or inadequate legal descriptions
ENHANCED
All coverage under the standard policy for a total of 32 covered risks including
- Zoning Violations
- Subdivision Law Violations
- Unmarketability of Your Title
- Post-Policy Forgery
- Easements
- Building permitviolations
- Lack of vehicular and pedestrian access
- Your neighbor builds any structures after the policy date that encroaches onto the land
- And MORE
Securing Your Investment How Home Services Title Prioritizes Protection, Education, and Seamless Closings: Since opening our doors in 2002, Home Services Title, LLC has proudly served as Dayton, Ohio’s trusted title company—built on a foundation of integrity, innovation, and an unwavering commitment to our clients. As the real estate landscape evolves, so do the challenges. Today, more than ever, title companies must take a proactive stance in protecting the integrity of every transaction. That’s why at Home Services Title, we've placed security, education, and service at the heart of everything we do.
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