7 REASONS WHY BUYERS NEED TITLE INSURANCE
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BUYING A HOME IS AN EXCITING AND EMOTIONAL TIME FOR MANY PEOPLE. To help you buy your home with more confidence, make sure you...get Owner’s Title Insurance. HERE’S WHY IT’S SO IMPORTANT FOR YOU:
- PROTECTS YOUR LARGEST INVESTMENT A home is probably the single largest investment you will make in your life. You insure everything else that’s valuable to you—your life, car, health, pets, etc., so why not your largest investment? For a onetime fee, owner’s title insurance protects your property rights for as long as you or your heirs own your home.
- REDUCES YOUR RISK If you’re buying a home, there are many hidden issues that may pop up only after you purchase your home. Getting an owner’s title insurance policy is the best way to protect yourself from unforeseen legal and financial title discrepancies. Don’t think it will happen to you? Think again.
Unexpected title claims include:
- outstanding mortgages and judgments, or a lien against the property because the seller has not paid his taxes
- pending legal action against the property that could affect you
- an unknown heir of a previous owner who is claiming ownership of the property
- YOU CAN’T BEAT THE VALUE Owner’s title insurance is a one-time fee that’s very low relative to the value it provides. It typically costs around 0.5% of the home’s purchase price.
- COVERS YOUR HEIRS As long as you or your heirs own your home, owner’s title insurance protects your property rights.
- NOTHING COMPARES Homeowners insurance and warranties protect only the structure and belongings of your home. Getting owner’s title insurance ensures your family’s property rights stay protected.
- 8 IN 10 HOMEBUYERS AGREE Each year, more than 80% of America’s homebuyers choose to get owner’s title insurance.
- PEACE OF MIND If you’re buying a home, owner’s title insurance lets you rest assured, knowing that you’re protected from inheriting any existing debts or legal problems, once you’ve closed on your new home.
Securing Your Investment How Home Services Title Prioritizes Protection, Education, and Seamless Closings: Since opening our doors in 2002, Home Services Title, LLC has proudly served as Dayton, Ohio’s trusted title company—built on a foundation of integrity, innovation, and an unwavering commitment to our clients. As the real estate landscape evolves, so do the challenges. Today, more than ever, title companies must take a proactive stance in protecting the integrity of every transaction. That’s why at Home Services Title, we've placed security, education, and service at the heart of everything we do.
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